October 2, 2022


Its all about the school

Are student loans forgiven at age 65?

8 min read

Neither federal student loans or private student loans are forgiven at age 65.

There’s no major forgiveness program that you become eligible for when you reach 65 years of age.

For most federal student loan borrowers, they’re eligible for 3 loan forgiveness programs regardless of age:

– income-driven repayment plan forgiveness (20 to 25 years of payment)
– Public Service Loan Forgiveness (10 years of work for the government or a nonprofit)
– Total and Permanent Disability Forgiveness (100% disabled by Social Security, VA, or doctor)

Private student loans don’t offer those types of loan forgiveness programs.

You can read more about student loan forgiveness options for seniors here: https://www.tateesq.com/learn/student-loan-forgiveness-elderly

Want to schedule a free 10-minute phone call with me? Click here: https://www.tateesq.com/free-talk

Source: #1 Student Loan Lawyer | Tate Law

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