(Ep. 159) Answering Your Questions About the EICR Plan, the PSLF Waiver, and When to Recertify
11 min read
From the PSLF Waiver to the EICR plan to the debt mindset, there’s a lot we need to cover regarding student loans and loan forgiveness in 2022 and beyond. Join me as I answer a few listener questions you asked us via our podcast voicemail! I talk about recertification, why it’s so hard for undergrads to get student loan forgiveness, how to not feel so trapped by your debt, and more. Let’s all take a deep breath and get some answers!
In today’s episode, you’ll find out:
✅ How to navigate the Public Service Loan Forgiveness (PSLF) Waiver Program: Two of my six student loans were forgiven under the PSLF waiver, but why weren’t the other four forgiven when they should’ve all been qualified?
✅ How long will my $0 FedLoan payments last?
✅ How do I know when to recertify?
✅ What you need to know about the new Expanded Income-Contingent Repayment (EICR) Plan: How will it impact me? Is it only for undergraduate student loans?
✅ Why it’s so hard for undergrads to get student loan forgiveness.
✅ Why does debt make people feel trapped?
✅ How to shift your mindset to feel less trapped by student loans.
✅ And more!
Like the show? There are several ways you can help!
➡️ Subscribe on Apple Podcasts, Spotify or Google Podcasts
➡️ Leave an honest review on Apple Podcasts
➡️ Follow us on:
📲 Facebook: https://www.facebook.com/StudentLoanPlan
📲 Twitter: https://twitter.com/StudentLoanTrav
📲 Instagram: https://www.instagram.com/studentloanplanner/
📲 LinkedIn: https://www.linkedin.com/company/student-loan-planner/
Feeling helpless when it comes to your student loans?
➡️ Check out our refinancing bonuses we negotiated: https://www.studentloanplanner.com/refinance-student-loans/
➡️ Book your custom student loan plan: https://www.studentloanplanner.com/hire-student-loan-help/
📩 Subscribe to our email list: https://www.studentloanplanner.com/youtube-landing/
🎧 Find #StudentLoanPlanner on your favorite podcast platform!
➡️ Subscribe on Apple Podcasts, Spotify or Google Podcasts
Legal: Student Loan Planner is a financial coaching company and does not claim to provide financial advice on investment products. Refinancing federal loans causes the borrower to lose access to income-based repayment plans as well as the PSLF program. We may earn compensation from advertising partners when you click on links on our site. Student Loan Planner is not a debt settlement or debt relief company. We do not provide tax or legal advice.
#PublicServiceLoanForgiveness #EICR #PSLF #TravisHornsby #FinancePodcast #StudentLoanDebtPodcast
How to Confirm Which Type of Income-Driven Repayment Plan You’re OnAn income-driven repayment plan can lower your federal student loan payment and open the door to various loan forgiveness programs. But with so many changes to federal loan plans and the chaos of life, some borrowers might not know which IDR plan they’re currently making payments on. Depending on […]
Calbright College Board of Trustees Meeting | January 2022Source: California Community Colleges […]
CCC Board Of Governors Meeting | January 2022 Part BThe California Community Colleges Board of Governors sets policy and provides guidance for the 116 colleges that constitute the system. The 17-member board is appointed by the governor and formally interacts with state and federal officials and other organizations. The board selects a chancellor […]
Don’t Wait To Invest! #shortsSource: The College Investor […]
We’re Still Worthy! #shortsSource: The College Investor […]
Stock Market Speak To Plain English. #shortsSource: The College Investor […]
When You Finally Become Debt Free. #shortsSource: The College Investor […]
What Is the Parent’s Role In College Recruiting?As parent of athletes, you’ve done a lot for your child over the years. You’ve spent the last several years packing their lunches, carpooling, making appointments and paying for their extra-curricular activities. So, it might feel a little unsettling to hear that when it comes to the college […]
Tax refunds are safe until May 1Source: #1 Student Loan Lawyer | Tate Law […]
5 Tips Every College Student Should Know Before Filing TaxesYou may be asking yourself, “Do I even have to file my taxes?”, “Did I fill out my W-2 correctly?”. If you haven’t asked yourself these questions, it’s definitely time. Here are five tips to make filing your taxes a little easier while in college. Source: Ascent Funding […]
CCC Board Of Governors Meeting | January 2022The California Community Colleges Board of Governors sets policy and provides guidance for the 116 colleges that constitute the system. The 17-member board is appointed by the governor and formally interacts with state and federal officials and other organizations. The board selects a chancellor […]
Bots on Wheels: Autonomous Vehicle Program at De AnzaLearn more at: https://www.deanza.edu/autotech/av De Anza is partnering with Nuro, an innovative robotics company specializing in electric, autonomous delivery vehicles, to offer a new career pathway — one of the first in the nation — for De Anza students. The pathway combines existing Auto Tech […]
Should Parents Talk To College Coaches?Parents can (and should) talk to college coaches during the recruiting process, but when is it appropriate and when is it not? Get the answers – https://www.ncsasports.org/blog/2019/08/05/parents-talk-college-coaches/ SUMMARY • All the communication should come from the student-athlete. They […]
Recruiting Tips for ParentsWhile your athlete is responsible for taking the lead, parents play an integral part in the college recruiting process. 0:55 Show outline 1:24 What is the parent’s role in college recruiting? 5:09 How to help your athlete build their recruiting team 10:29 Should parents talk to college coaches? […]
Will You Get Money from the Navient Lawsuit Settlement?The major news this week is Navient’s $1.85 billion settlement, which involved 40 state attorneys general. I’ll give you the rundown of the settlement, what it means and answer the biggest question borrowers want to know: Can you get money from this settlement? In today’s episode, you’ll find […]
Cocktails & Student Loans | Live Replay | Jan 22, 2022In this Cocktails and Student Loans, we discussed the Navient student loan settlement, the intersection of Social Security benefits and income-driven repayment plans, and how to qualify for disability discharge of student loan debt. Today’s alcohol was courtesy of Widow Jane’s 10 Year […]
4 Things to Consider Before Joining Greek LifeGreek life. You may not know much about it, but you probably have some stereotypes in your head from movies you’ve seen in the past. We know the possibilities of Greek life in college are exciting, but before you join, watch this video to learn 4 things for you to consider. Source: Ascent […]
Secret life of LakesSource: Clackamas Community College […]
What If My High School Doesn’t Help with Recruiting?Teachers, guidance counselors and high school/club coaches are all valuable recruiting resources but at the end of the day it is up to the athlete and family to take control of their recruiting process. RESOURCES The Importance of Parents Working with High School and Club Coaches – […]
What is the NCAA Transfer Portal? How Does It Work?Recruiting expert David Kmiecik breaks down what the NCAA Transfer Portal is and what recruits need to know before they ‘enter’ the portal. RESOURCES: NCAA Transfer Rules – https://www.ncsasports.org/articles-1/ncaa-transfer-rules Have a question? Drop it in the comments below or […]
On Hold For Student Loans Be Like… #shortsSource: The College Investor […]
15 Best Side Hustles For 2022 [Start Earning Extra Money Now]We’re breaking down our picks of the best side hustles for 2022 so that you can start making extra money. Read the full article here: https://theci.co/best-side-hustles-2022 ★☆★ Side Hustles:★☆★ 💵 Instacart: https://thecollegeinvestor.com/go/Instacart/ytcd4ew0GuRq8 💵 Doordash: […]
What do college coaches look for when recruiting?College coaches have different needs for their rosters depending on the level of competition, open positions, academic requirements and more. It’s important you do your research on the team so you know if you’re a good fit. Have a question? Drop it in the comments below or email us at […]
5 Options If You Can’t Afford Student Loans When They RestartThe student loan payment freeze is ending soon, and federal student loan borrowers are expected to start making monthly payments again. In addition to payments picking back up, interest charges will resume on student loan debt, and collection agencies can seek a court order to collect on defaulted […]
5 Tips for Avoiding Overdrafting and FeesOverdraft fees are charged when you don’t have enough money in your account to cover a payment or purchase you’ve made. As part of an overdraft protection service, the bank – or credit union – covers the difference for you. If you’ve overdrawn your account, don’t stress. Here are some steps you can […]
When does the recruiting process begin?A question we hear a lot is when does the recruiting process begin? In this video we discuss when and how to start the recruiting process to set yourself up for the most success. RESOURCES • Managing Your Recruiting Process https://www.ncsasports.org/recruiting/managing-recruiting-process • The […]
How College Coaches Recruit Student-AthletesIn this video, our experts discuss the steps to the college recruiting process from a coach’s perspective. Learn more about how college athletic recruiting works. 0:47 Show Outline 1:20 When does the recruiting process begin? 4:49 What do college coaches look for when recruiting? 7:46 The 5 steps […]
Everything You Need to Know About the PSLF Waiver Program in 2022Break out your apocalypse gear because a disaster is coming! Just kidding, we’re trying to keep things light and optimistic here, but it’s difficult when there are so many PSLF challenges people with student loans are still facing. Join me as I discuss the upcoming Public Service Loan Forgiveness […]
STEM Talks Secret Life of LakesSource: Clackamas Community College […]
PCC Portland Metro Workforce Training Center GroundbreakingEvent to mark the beginning of construction for the new workforce development center, live from the PMWTC site. Source: Portland Community College […]
Career Services at PCC: Writing Scholarship EssaysHelpful links: Oregon: OSAC https://www.oregonstudentaid.gov Washington: https://www.washboard.org Educational Credit Management Corporation (ECMC) https://www.ecmc.org/borrowers/index.html Character Strengths Survey Penn State University https://www.authentichappiness.sas.upenn.edu/testcenter […]
Blinn College Board of Trustees – Board Meeting – January 18, 2022Source: Blinn College […]
Blinn College Board Workshop January 18, 2022Source: Blinn College […]
Blinn College Board of Trustee Meeting January 18, 2022 – TestThe Blinn College District recognized 540 graduates during its 144th commencement ceremony on Thursday, Dec. 16, at the Brazos County Expo Center. The commencement ceremony featured two student speakers – Robin Afshar representing the Bryan Campus and Esther Jarrett representing the Brenham Campus. […]
What Are You Doing This Spring? Application Opens Feb. 1! Spring Quarter 2022 | De Anza CollegeEnroll now and make the most of your winter! Classes will be held online and on-campus in the spring quarter of 2022 at De Anza College, the college that’s always Tops in Transfer – and more! deanza.edu/apply-and-register De Anza College is always • Tops in Transfer: Always at or near the top […]
What is Financial WellnessYou may or may not have known that only 17 states require high school students to take a personal finance class before graduating. As a result, students have to learn financial lessons from family, friends, or a mentor. But depending on your situation, you may not have someone in your inner circle […]
Check eligibility for Navient SettlementSource: #1 Student Loan Lawyer | Tate Law […]
5 Student Loan Resources to Prepare You for Resuming PaymentsThe end of the payment pause means borrowers with outstanding federal student loans will start repaying loans again in May 2022. Not only will payments start back up, but so will interest charges and collections on defaulted loans. Several useful resources exist to help borrowers as they transition […]
Raise a Glass for Napa Valley College’s Winemaking ProgramThe Napa Valley College Viticulture, Wine and Technology (VWT) Program is one of the largest college viticulture and winemaking programs in the country, enrolling nearly 1,000 students each year. Students in the VWT program can obtain either a certificate or a two-year associate of science degree, […]
The Bennington Writing Seminars January 2022 Graduation CeremonyVisit https://www.bennington.edu/mfa-writing for more information. Source: Bennington College […]
Graduate Speeches – Bennington Writing Seminars January 2022Speeches by Hika Anani MFA ’22 and Amanda Taylor MFA ’22. Visit https://www.bennington.edu/mfa-writing for more. Source: Bennington College […]
Navient Settlement DetailsSource: #1 Student Loan Lawyer | Tate Law […]
Navient wipes out private loans for ITT Tech and Art Institute studentsSource: #1 Student Loan Lawyer | Tate Law […]
Start Investing Today! #shortsSource: The College Investor […]
MLM Schemes Be Like… #shortsSource: The College Investor […]
Best Budgeting And Money Apps 2022 [Awards And Rankings]The Best Budgeting Apps And Money Tools Of 2022! 🏆 Show More For All Links And Reviews 🏆 Read our full ranking of the best tax software here: https://theci.co/best-budgeting-apps-2022 Editor’s Picks: YNAB: https://thecollegeinvestor.com/go/YNABLink/yttKU8ZJ8VXA0 Quicken: […]
Would You Consider This An Oops? #shortsSource: The College Investor […]
Best Tax Software In 2022 [Awards And Rankings]The Best Tax Software Of 2022! 🏆 Show More For All Links And Reviews 🏆 Read our full ranking of the best tax software here: https://theci.co/best-tax-awards-2022 Best Overall: TurboTax https://thecollegeinvestor.com/go/TurboTaxes/yt7JDQcFsAZfU 0:00 – 2022 Best Tax Software Awards 1:13 – […]
Cash App Taxes 2022 Review (Formerly Credit Karma Tax) | Walkthrough and Pros and ConsIn this Cash App Taxes Review (formerly Credit Karma Tax), we walk through how to log on, the features, the pros and cons, who should use it, free tax filing, and more! Get started with TaxAct here: https://thecollegeinvestor.com/go/cashapptaxes/yt-0Kmp14uYa0 Read our full Cash App Taxes 2022 […]
Sending College Coaches Your Hudl VideoHaving a video to send to college coaches is one of the most Important parts of the recruiting process. Make sure you send it to them in a way in which they can view it quickly and in a way in which you know they watched it. RESOURCES: The Important Role of Highlight and Skills Videos in Recruiting […]
Do College Coaches Watch Training Videos?College coaches may watch training videos like weight, speed, or skills training videos, but don’t make that the only type of video you send to coaches. Our expert provide more information in the video. RESOURCES: How to Get Coaches to View Your Highlight Video – […]
Recruiting Resolutions for Student-AthletesMake and stick to your recruiting resolutions! Whether you’re an underclassman who’s just getting started in the recruiting process or an upperclassman who’s ready to make a college decision, NCSA can help keep your new year recruiting resolutions on track. 1:08 Show outline 1:30 Start calling […]
How to Achieve a Six-Figure Net Worth in 2022We can’t control the pandemic or public policy, but we can control our actions to dramatically increase our net worth. I’m going to show you and your family a wealth of options for your wealth. Achieving a six-figure net worth seems like a daunting task, especially when you’re saddled with student […]
Cocktails & Student Loans | Live Replay | January 2022In this Cocktails and Student Loans, we discussed the latest student loan pause, student loan forgiveness programs, qualifying for the PSLF waiver, and negotiating settlements. Signup for the newsletter: https://tinyurl.com/539m64vc Get my help: https://www.tateesq.com/ Source: #1 Student Loan […]
Sometimes paying for therapy makes more senseSource: #1 Student Loan Lawyer | Tate Law […]
TaxSlayer Review 2022 | Pros, Cons, In-Depth WalkthroughIn this TaxSlayer Review, we walk through the features of TaxSlayer 2022, the pros and cons, who should use it, free tax filing, pricing, and more! Get started with TaxSlayer here: https://thecollegeinvestor.com/go/taxslayer/ytI4oy0BDp4Qc Read our full review here: […]
NCAA Recruiting Rules and Key Terms1:04 Show Outline 1:47 What are the NCAA Recruiting Rules and Calendar? Understanding each recruiting period 4:10 Dead Period 6:04 Quiet Period 7:55 Evaluation Period 9:03 Contact Period 11:25 When can college coaches contact you? 12:33 Important dates to know 13:55 Show recap Live Q & A 18:28 […]
Ursinus College: Promises KeptUrsinus College recently celebrated the successful conclusion of our $100 million Keep the Promise campaign, and its impact is already evident across our Collegeville, Pa. campus. However, as the emblematic Robert Frost poem states "But I have promises to keep, And miles to go before I […]
Investing in 2022: Take Control of Your FinancesIt’s 2022, and there’s no better year to kickstart your journey to financial independence! One of the keys to making this a reality is a solid investment strategy alongside your student loan strategy. After two years of living in a culture of fear, people are craving for freedom—for autonomy and […]
Year in Review 2021The Blinn College District has had plenty of reasons to celebrate during 2021. As we look forward to the year 2022, here’s a quick look back on what we accomplished last year. Happy New Year, Buccaneers! Source: Blinn College […]
