January 24, 2022


Its all about the school

It’s Totally Okay if You Never Pay Off Your Loans

11 min read

I recorded this after talking with a client who was embarrassed and in tears because she’s 50 and owes over $200 thousand in student loans.

I had to stop during out talk and let her know she’s not a failure because she has student loan debt. That it’s totally okay if she never pays them back. That she needs to focus on saving for retirement and providing for herself.

She thanked me. She said she was tired of carrying the weight and shame of her student loan debt.

I completely understood.

Loan forgiveness may not happen for you. And that’s okay. You may never pay back your loans. And that too is okay.

At a certain age and loan balance, it makes much more financial sense to prepare for retirement than it does to pay off your debt.



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Source: #1 Student Loan Lawyer | Tate Law

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