May 17, 2022


Its all about the school

Will Navient Sue For Student Loans?

12 min read

Navient will likely sue you if you default on private student loans it owns.

It will not sue you for federal student loans. Federal student loan collections are controlled by the Department of Education.

When will Navient sue you is the more difficult question to answer.

There’s not set time frame for when Navient will sue you for a student loan.

In my experience, they don’t sue you immediately after you default on your private student loan. Instead, I notice that they wait until the statute of limitations is close to running out.

Exactly when your SOL will run is a complicated question that depends on what your promissory note and state laws say.

Want my help with your student loans? Schedule a free 10-minute phone call at

Source: #1 Student Loan Lawyer | Tate Law

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